Terms of Use
The rules of the road for using this site.
Placeholder notice. The text below is a working draft written to the right structure and reading level. It has not been reviewed by licensed counsel. Replace it with your attorney-approved copy before this site goes live.
Effective date: 2026.
1. Acceptance
By using this website you agree to these Terms of Use and to our Privacy Policy. If you do not agree, do not use the site.
2. What this service is
Auto Insurance is an advertising and referral service. We are not an insurance company, agency or broker. We do not underwrite policies, set pricing, decide eligibility, bind coverage or handle claims. Submitting our form is a request to be contacted by licensed agents and carriers — it is not an application for insurance and it does not bind, alter or terminate any policy.
3. Eligibility
You must be at least 18 years old and a resident of the United States to use this site. You agree that the information you submit is accurate, that the phone number belongs to you, and that you are authorized to consent to be contacted at it.
4. No professional advice
Content on this site is general information about auto insurance in the United States. It is not legal, financial or insurance advice, and it is not a substitute for speaking with a licensed agent about your own situation. Coverage requirements, pricing factors and available options vary by state, by carrier, by driver and by vehicle.
5. Third-party partners
Agents, carriers and marketing partners who receive your request are independent third parties. We do not control their conduct, their pricing, their underwriting decisions or their privacy practices, and we are not responsible for them. Any policy you purchase is a contract between you and that insurer.
6. Acceptable use
- Do not submit false, stolen or third-party information.
- Do not use bots, scrapers or automated tools against the site.
- Do not attempt to interfere with, probe or reverse engineer the service.
- Do not use the site for any unlawful purpose.
7. Intellectual property
The site design, text, graphics, logos and code are owned by us or our licensors and are protected by U.S. and international law. You may not copy, reproduce or create derivative works without written permission.
8. Disclaimer of warranties
The site is provided "as is" and "as available", without warranties of any kind, express or implied, including merchantability, fitness for a particular purpose and non-infringement. We do not warrant that the site will be uninterrupted or error-free, or that any particular agent or carrier will contact you.
9. Limitation of liability
To the fullest extent permitted by law, we are not liable for indirect, incidental, special, consequential or punitive damages arising from your use of the site or from any interaction with a third-party partner. Our total aggregate liability will not exceed one hundred U.S. dollars ($100).
10. Indemnification
You agree to indemnify and hold us harmless from claims arising out of your use of the site, your violation of these terms, or your violation of any law or third-party right.
11. Governing law and disputes
These terms are governed by the laws of the State of Arizona, without regard to conflict-of-law rules. Any dispute will be resolved in the state or federal courts located in Maricopa County, Arizona, and you consent to that jurisdiction.
12. Changes
We may update these terms at any time. Continued use of the site after changes are posted means you accept the revised terms.
13. Contact
Questions about these terms: legal@yourdomain.com, or Auto Insurance, 1200 Example Parkway, Suite 400, Phoenix, AZ 85004.